TERMS OF SERVICE

Legal Trap LLC

Last Updated: October 26, 2026

Welcome to Legal Trap LLC. These Terms of Service govern your access to and use of our website, educational resources, workshops, and related services.

By accessing our website, registering for our workshops, or using our services, you agree to these Terms of Service and our Privacy Policy.

Please read these terms carefully.

1. About Legal Trap LLC

Legal Trap LLC is a financial education and workshop provider dedicated to helping individuals and entrepreneurs better understand financial concepts and make informed decisions.

Our educational services may include:

-Retirement planning education

- Personal financial literacy

-Business financial education

-Business credit education and awareness

-Financial planning concepts

-Educational workshops and training programs

All services are provided for general educational and informational purposes only.

Legal Trap LLC does not operate as a lender, loan broker, funding broker, credit repair provider, or referral service for third-party lenders.

We do not submit loan applications, secure financing on behalf of customers, repair credit, or guarantee financial outcomes.

2. Educational Disclaimer

All information provided through our website, workshops, training programs, and educational materials is intended for general educational purposes only.

Our services do not constitute personalized financial, investment, tax, legal, or retirement planning advice.

Financial circumstances vary from person to person. We do not guarantee funding approvals, credit score improvements, tax savings, investment returns, retirement income, or other financial results.

Participants are encouraged to consult appropriately qualified professionals before making financial decisions.

3. Website Use

By using our website, you agree to:

Provide accurate and complete information when submitting inquiries or registering for workshops.

-Use our website and educational services for lawful purposes.

-Respect the intellectual property rights associated with our content.

-Avoid activities that interfere with website security, functionality, or other users.

We reserve the right to restrict or terminate access to our website or services in cases of misuse or unlawful activity.

4. Educational Workshops and Programs

Legal Trap LLC may offer online or in-person educational workshops, training sessions, and informational resources.

Workshop topics, schedules, availability, and participation requirements may vary.

By registering for a workshop or educational program, you agree to provide accurate registration information.

Any applicable fees, payment terms, cancellation policies, and refund conditions will be disclosed during registration or checkout.

Participation in our educational workshops does not guarantee specific financial results or outcomes.

5. SMS Messaging Terms

5.1 SMS Program Description

Legal Trap LLC may offer informational and promotional SMS communication programs to individuals who voluntarily opt in to receive text messages.

SMS communications may include the following categories, subject to applicable laws, carrier requirements, and messaging-provider approval.

Informational and Service-Related Messages

-Educational workshop registration confirmations

-Appointment confirmations and reminders

-Workshop scheduling changes

-Responses to inquiries

Updates regarding services requested by the recipient

Marketing and Promotional Messages

- Announcements about upcoming educational workshops

-Invitations to financial education training programs

-Special offers and discounts on educational services

-Updates about new educational resources

-Promotional announcements regarding Legal Trap LLC's educational programs

-Promotional SMS messages will only be sent where the applicable messaging campaign is authorized and the recipient has provided the required marketing consent.

5.2 SMS Consent

By selecting the applicable SMS consent checkbox on our website forms, you agree to receive the corresponding category of text messages from Legal Trap LLC at the mobile phone number you provide.

Informational SMS consent and promotional SMS consent are collected separately.

Each consent checkbox is optional and unchecked by default.

Consent to receive marketing or informational SMS messages is not a condition of purchasing any product or service.

Providing a phone number alone does not constitute consent to receive promotional SMS messages.

5.3 Message Frequency

Message frequency varies depending on your workshop registrations, inquiries, appointments, requested services, and communication preferences.

5.4 Message and Data Rates

Message and data rates may apply depending on your mobile carrier and service plan.

Legal Trap LLC is not responsible for charges imposed by your mobile carrier.

5.5 Opt-Out Instructions

You may opt out of SMS communications at any time by replying STOP to any text message received from Legal Trap LLC.

After submitting an opt-out request, you may receive a final confirmation message.

You may also contact us directly to request removal from our SMS communication lists.

5.6 Help and Customer Support

For assistance with SMS communications, reply HELP to any text message.

You may also contact us at:

Phone: +1 215-804-9236

Email: [email protected]

5.7 Carrier Disclaimer

Mobile carriers are not liable for delayed or undelivered messages.

SMS delivery may depend on carrier availability, device compatibility, and network conditions.

5.8 SMS Privacy

We respect your privacy and handle personal information according to our Privacy Policy.

SMS opt-in data and consent are not shared with third parties or affiliates for their marketing or promotional purposes.

For more information, please review our Privacy Policy: https://yourfundingformula.com/privacy-policy

6. Email Communications and Marketing

By providing your email address, you may receive communications related to your inquiries, workshop registrations, appointments, and requested educational services.

Where you have provided the appropriate consent or where otherwise permitted by applicable law, Legal Trap LLC may also send marketing emails regarding upcoming workshops, educational programs, and special offers.

You may unsubscribe from marketing emails using the unsubscribe link included in those messages or by contacting us directly.

Unsubscribing from marketing emails will not necessarily prevent essential service-related communications.

7. Privacy and Personal Information

We may collect personal information when you visit our website, submit an inquiry, register for a workshop, or interact with our educational services.

Information collected may include:

-Full name

-Email address

-Phone number

-Workshop registration information

-Information voluntarily provided through website forms

-Communication preferences and consent records

We use this information to respond to inquiries, administer workshops, provide requested services, and send communications in accordance with applicable consent requirements.

Our collection, use, storage, and disclosure of personal information are described in our Privacy Policy.

8. Intellectual Property

Unless otherwise stated, the original content, educational materials, graphics, presentations, videos, and other resources provided by Legal Trap LLC are owned by Legal Trap LLC or used with permission.

These materials are intended for personal educational use only.

You may not reproduce, distribute, sell, modify, or commercially exploit our educational materials without prior written authorization, except as permitted by applicable law.

9. Third-Party Websites and Resources

Our website may contain links to third-party websites, educational resources, or external services.

These links are provided for convenience and informational purposes.

Legal Trap LLC does not control third-party websites and is not responsible for their content, services, security, or privacy practices.

We encourage users to review the terms and privacy policies of any third-party websites they visit.

10. No Guarantee of Results

Legal Trap LLC provides financial education and informational workshops only.

We do not guarantee that participation in our programs will result in financial improvements, funding approvals, credit score increases, tax savings, investment returns, or retirement income.

Any decisions made based on educational information are the responsibility of the individual.

11. Limitation of Liability

To the extent permitted by applicable law, Legal Trap LLC is not liable for indirect, incidental, consequential, or special damages arising from the use of our website, educational resources, or workshops.

Nothing in these Terms of Service limits or excludes liability that cannot legally be limited or excluded.

12. Changes to These Terms of Service

Legal Trap LLC may update these Terms of Service periodically to reflect changes in our website, educational programs, communication practices, or applicable requirements.

Updates will be posted on this page with a revised effective date.

Your continued use of our website or services after changes take effect constitutes acceptance of the updated Terms to the extent permitted by applicable law.

13. Contact Information

If you have questions about these Terms of Service, our educational programs, or our SMS communication practices, please contact us.

Business Name: Legal Trap LLC

Phone: +1 215-804-9236

Email: [email protected]

Business Address: 200 Barr Harbor Drive, Conshohocken, PA 19428

Website: https://yourfundingformula.com/home-new