PRIVACY POLICY

Legal Trap LLC

Last Updated: October 26, 2026

Legal Trap LLC ("we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us.

This Privacy Policy explains how we collect, use, store, and share information when you visit our website, register for our educational workshops, submit inquiries, or communicate with us.

By using our website, you acknowledge the practices described in this Privacy Policy.

1. About Our Business

Legal Trap LLC provides financial education, educational workshops, and informational resources designed to help individuals and entrepreneurs better understand financial concepts.

Our educational topics may include retirement planning, personal financial literacy, business financial education, credit education, and general financial planning concepts.

We provide educational services only. We do not operate as a lender, funding broker, credit repair provider, or referral service for third-party lenders.

Website: https://yourfundingformula.com/home-new

2. Information We Collect

We may collect the following types of information when you interact with our website or services.

Personal Information

-Full name

-Email address

-Phone number

-Mailing address, when voluntarily provided

-Workshop registration details

-Information submitted through contact or inquiry forms

-Communication preferences

SMS and Communication Information

When you voluntarily opt in to receive SMS communications, we may collect:

-Mobile phone number

-SMS consent preferences

-Date, time, and method of consent

-Communication history

-Opt-out and unsubscribe requests

Website and Technical Information

We may collect certain technical information when you visit our website, including:

-IP address

-Browser type

-Device information

-Website usage information

-Cookies and similar tracking technologies

3. How We Use Your Information

We may use the information collected to:

-Respond to inquiries and customer support requests.

-Process educational workshop registrations.

-Provide information about requested educational services.

-Send appointment confirmations and reminders.

-Communicate workshop scheduling changes.

-Provide informational updates related to services you have requested.

-Send promotional communications where appropriate consent has been provided and the messaging use case is permitted.

-Improve our website and educational resources.

-Maintain records of communication preferences and consent.

-Comply with applicable legal obligations.

We do not use personal information to guarantee or facilitate loan approvals, credit repair, or funding services.

4. SMS Communications and Consent

Legal Trap LLC may offer both informational and promotional SMS communication programs, subject to applicable laws, carrier restrictions, and messaging-provider approval.

Informational SMS Messages

With your consent, we may send non-marketing text messages related to:

-Educational workshop registration confirmations

-Appointment reminders and confirmations

-Workshop scheduling changes

-Responses to inquiries

-Updates regarding requested educational services

Marketing and Promotional SMS Messages

Where permitted and with separate marketing consent, we may send promotional text messages regarding:

-Upcoming financial education workshops

-Educational training programs

-Special offers and discounts

-New educational resources

-Announcements about our educational services

-Promotional SMS communications will only be sent where the applicable messaging campaign is authorized.

How SMS Consent Is Collected

SMS consent may be collected through website forms that contain separate, optional checkboxes for informational and promotional communications.

These checkboxes are not preselected.

Providing your phone number does not automatically enroll you in SMS marketing.

Consent to receive SMS communications is not a condition of purchasing any product or service.

Message Frequency and Charges

Message frequency varies depending on your inquiries, workshop registrations, appointments, and communication preferences.

Message and data rates may apply.

How to Opt Out

You may opt out of SMS communications at any time by replying STOP to a text message.

For assistance, reply HELP or contact us at:

Phone: +1 215-804-9236

Email: [email protected]

5. SMS Data Sharing and Privacy

Legal Trap LLC does not sell, rent, or share SMS opt-in data or mobile phone numbers with third parties or affiliates for their marketing or promotional purposes.

Text messaging originator opt-in data and consent will not be shared with third parties for marketing purposes.

We may use authorized service providers to support message delivery and related business operations. Such providers may process information on our behalf solely to provide the services requested, subject to applicable confidentiality and data protection obligations.

6. Email Communications

We may use your email address to respond to inquiries, confirm workshop registrations, provide requested information, and communicate service-related updates.

Where you have provided appropriate consent or where otherwise permitted by applicable law, we may also send promotional emails regarding educational workshops, programs, and special offers.

You may unsubscribe from promotional emails at any time by using the unsubscribe link included in those messages or by contacting us directly.

7. Cookies and Website Analytics

Our website may use cookies and similar technologies to support website functionality, understand visitor activity, and improve user experience.

These technologies may collect information about your browser, device, and interactions with our website.

You may be able to manage cookies through your browser settings.

Where required by applicable law, we will obtain consent before using non-essential cookies or tracking technologies.

8. How We Share Information

We may share personal information with trusted service providers that assist us with:

-Website hosting and maintenance

-Educational workshop registration

-Email and SMS communication delivery

-Customer relationship management

-Payment processing, when applicable

-Website analytics and technical support

These service providers may access information only as needed to perform their services on our behalf, subject to appropriate contractual and legal protections.

We may also disclose information when required by law or when reasonably necessary to protect our legal rights.

We do not share SMS consent records or mobile phone numbers with third parties for their independent marketing purposes.

9. Data Security

We take reasonable administrative, technical, and organizational measures designed to protect personal information against unauthorized access, misuse, alteration, or disclosure.

However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.

10. Data Retention

We retain personal information for as long as reasonably necessary to provide our educational services, maintain appropriate business records, comply with legal obligations, resolve disputes, and enforce our agreements.

SMS consent and opt-out records may be retained as needed to demonstrate compliance with applicable messaging requirements.

When information is no longer required, we take reasonable steps to delete or securely dispose of it, subject to applicable legal obligations.

11. Your Privacy Choices and Rights

Depending on your location and applicable law, you may have the right to:

-Request access to personal information we maintain about you.

-Request correction of inaccurate personal information.

-Request deletion of certain personal information.

-Withdraw consent for certain communications.

-Opt out of marketing communications.

-Request information about how your personal data is used.

To submit a privacy request, contact us at:

Email: [email protected]

Phone: +1 215-804-9236

We will respond to requests in accordance with applicable law.

12. Children's Privacy

Our website and educational services are intended for adults and are not directed toward children under the age of 13.

We do not knowingly collect personal information from children under 13.

If we become aware that we have collected such information without appropriate authorization, we will take reasonable steps to delete it.

13. Third-Party Websites

Our website may contain links to third-party websites or educational resources.

We are not responsible for the privacy practices, security, or content of third-party websites.

We encourage visitors to review the privacy policies of external websites before providing personal information.

14. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our educational services, website operations, data practices, or applicable legal requirements.

Any updates will be posted on this page with a revised effective date.

We encourage visitors to review this Privacy Policy periodically.

15. Contact Information

If you have questions about this Privacy Policy, your personal information, or our communication practices, please contact us.

Business Name: Legal Trap LLC

Phone: +1 215-804-9236

Email: [email protected]

Business Address: 200 Barr Harbor Drive, Conshohocken, PA 19428

Website: https://yourfundingformula.com/home-new